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If you are a crypto enthusiast and want to store your XRP securely, then you need to get yourself one of the best XRPwallets. If you don’t know where to start, we have compiled a list of the top software and hardware storage solutions that can be found on the internet right now.

We have taken into account many different factors when compiling this list including security, cost, customer reviews from other customers who use each wallet type plus many other things.

If you are in a hurry and want to see what we think is the best XRP wallet? Check out our Ledger Nano X review.

Best XRP Wallets

Due to the extreme popularity of wide spread adoption of XRP, you will find multiple XRP wallets to store your coins but not all are equal. We wanted to know what is the best XRP wallets and reviewed all the most popular and current wallets, offered in a variety of ways, that are secure and designed to protect your XRP.

Let’s go over the various XRP wallet options.

How to choose XRP wallet

Each person chooses their XRP wallet depending on these factors: coin selection, ease-of-use, trust of company, features/and widgets, needs/wants, budget, security concerns, customer support, along with a few other items that will be discussed below.

XRP Hardware Wallets

Among all the devices and selections on this review, we believe the best option for 99% of our readers is a XRP hardware wallet. These wallets are secure, offline devices that you plug a USB into and never need to worry about your coins being compromised.

The best budget-friendly XRP hardware wallet is the Ledger Nano S because it’s affordable and provides great security features like encryption, two-factor authentication, pin code locks, etc.

You can also store four to five of your favorite cryptocurrencies with the storage space available.

The Ledger Nano X, the big sibling to the Nano S, is the best wallet for storing XRP if you have a need for higher storage and want a few more bells and whistles.

If money isn’t an issue then we suggest going with the Ledger Nano X which can be bought at the official site here.

There are many XRP hardware wallets to choose from but after years of testing multiple devices, we continue coming back to the Ledger Nano X.

If you already tried this device and looking for something different or just want to see what other XRP hardware wallets are available, see more reviews on cryptocurrency hardware wallets here.

XRP Software/Desktop Wallets

If you don’t buy a hardware device to store you XRP, you still have plenty of options. You can just as safely store your crypto on a XRP software wallet.

Here are the best XRP desktop wallets you can use right now for free.

These work on Mac or PC and can be a great alternative if you don’t want to spend the money on a hardware wallet just yet.

Exodus crypto wallet

On the top of our list for XRP software wallets is Exodus. Exodus is a great decentralized XRP software wallet loaded with tons of features like trading, swapping and converting, staking, and even has some DeFi elements.

It’s easy to use, it’s secure and is supported by multiple cryptocurrencies. Like all crypto wallets, be sure to backup your encrypted files so you don’t lose any of your precious cryptocurrency in case something goes wrong with your computer.

Exodus was one of the first software wallets that became popular because it made storing XRP crypto very simple for beginners.

Sending and receiving funds can be done in seconds and access to the mobile app allows you to monitor your portfolio and manage your account on-the-go.

The other two XRP software wallets we recommend, have high reviews, and are secure with custody-free wallet options are Guarda and Atomic.

We found that Exodus and Atomic are very similar and offer many of the same features.

While Guarda and Atomic both offer a desktop version, we’ve found that Exodus has better reviews.

In addition to having an easy-to-use interface for storing XRP cryptocurrency, it also offers attractive exchange rates when converting between different crypto coins.

Atomic crypto wallet

The Atomic crypto wallet supports over 300 digital assets and provides multi-signature security features.

The interface is clean and easy to navigate with a nice sidebar that displays your balances, recent transactions and the ability to toggle between different assets on one screen.

There are also offline storage options for those who want added protection against hackers or malware from getting into their system. Atomic has been around since 2015 so they have enough time to learn how to make sure it’s secure and safe for storing XRP crypto coins in an online wallet option as well as desktop storage option when you’re not connected to the internet.

One of the more recent XRP desktop wallets we started using was Guarda, another non-custodial crypto wallet, giving you full control of your assets and protecting your private keys.

Guarda crypto wallet

Guarda Wallets are available in versions that range from web-based wallets to single coin mobile wallets with an estimated 75% of the cryptocurrency market being covered.

Guarda Wallets can be used on any device or browser which is connected to the Internet and come across platforms for use on both desktop computers and smartphones.

Like most crypto wallets, recovering your Guarda wallet requires your generated recovery phrase only meaning that you’ll never lose access to your crypto coins as long as you safeguard this information.

The private key will remain encrypted by a strong 256-bit AES with just a 4 digit PIN code needed to unlock it should one forget their passphrase.

You can buy crypto right from the app and the mobile app gives you full control over the suite of tools offered. You can also receive staking rewards and plugin into your account and rely on the latest security and encryption layers to protect your account.

One of the main benefits to using Guarda is you can store your XRP from any internet connected device and it doesn’t require a lot of system resources to run on your computer.




Best Mobile XRP Wallet

As the demand for crypto continues to grow, you will see more and more XRP mobile wallet options available. Today, many of the software/desktop XRP wallets offer a mobile app so you can follow and manage your account on-the-go.

All the software wallets I mentioned above have a mobile app as well. 

XRP Paper Wallet

If you don’t want to buy a hardware wallet or download a software wallet, you still always have the option to create a XRP paper wallet.

This is a paper that has your public and private key printed on it. You can use this wallet to store your XRP or give it out as payment for goods and services without ever revealing the keys until you’re ready to spend them.

Benefits of storing your XRP on a cryptocurrency wallet

There are many important reasons to consider storing your cryptocurrency on a hardware wallet.

First, they are much more secure than software wallets and you will never lose access to your coins or tokens if the device is lost or stolen because it connects directly to your computer without any incoming connections from the internet so no hacker can gain access through that route.

Software wallets rely on security measures like two-factor authentication which as we all know have been known to fail in recent years with devastating consequences for those who relied upon them – whereas this level of protection does not exist for software wallets at present time.

Hardware wallets also work offline by default meaning even if someone compromises an online account, there isn’t anything else they could do but ultimately see what’s stored there.

Why You Should Use The Best XRP Wallet

When you are storing your money, you need to always choose the best and most secure options. You need to be able to trust your wallet and not have any doubts about it. A hardware wallet is a physical device you can store your money in, similar to how you would keep cash or paper currency at home.

If something happens with the internet connection such as an outage or hacker attack, then hackers will also not be able to hack into these wallets so easily because they’re offline and your funds are safe. 

If your coins are on an exchange, they could be hacked easily and you would lose all of your money in just an instant. If you have a hardware wallet, then even if someone did hack the exchange, hackers still wouldn’t be able to access your coins because it’s not online.

How we compared and selected the best XRP wallet

In order to evaluate and give you the most comprehensive opinion of the best XRP wallets, we evaluated six different factors:

  • Ease of use
  • Compatibility with other crypto currencies
  • Security and privacy features
  • Features such as two factor authentication and multi signature protection (for controlling access to a single wallet) which are required for holding high value amounts.

A useful feature is that it will show you when/if an unauthorized transaction occurs even if your computer or phone gets hacked.

This is important because while hardware wallets can be secure, they’re not perfect; all physical things have vulnerabilities including them!

The most popular devices offer PIN codes in order to protect against this so make sure yours has one before making a purchase decision.

These are just a few things we consider and research when comparing the different crypto wallets and writing our reviews. 

None of this matter if you aren’t careful and don’t practice the safest measures. 

No matter what you do, make sure you do not order from a third party company. There have even been vulnerabilities and hacks when people purchase hardware wallets even from sites like Amazon. Best thing you can do is buy directly from manufactured.

Below you can find a list to all the best XRP crypto wallet resources.

Best Hardware Wallet for XRP Storage

If you want more security than what’s offered by a mobile app, hardware wallets are probably the best option available today.

Today, many crypto investors are using a hardware wallet to store their coins as it helps protect against any security breaches or hacking. Our research found that the best hardware wallets for storing XRP is Ledger Nano S or Nano X.

You can connect this device with your computer/mobile phone via USB cable, set up all of the necessary configurations so you’re ready to start investing in cryptocurrencies like XRP securely at home or on the go!

Visit the official site here to purchase the Ledger Nano S or Ledger Nano X.

You can also read our review on each product

Ledger Nano S review

Ledger Nano X review

Wrapping up, you can see there are multiple options to choose from when it comes to storing your XRP, but hardware wallets are the safest and most secure way to do so.

We have reviewed a few options in our post for you today – if you’re considering getting an XRP wallet or moving your coins from one address to another, we hope that this information will be useful for you!

CryptoWhat was created in 2015 and has become one of the most trusted and well-respected sources of information on all things crypto. The blog's authors are dedicated to providing clear, concise, and jargon-free explanations of this complex technology, so that everyone can understand it.